You don't create tasks. The gap engine discovers them.
Five personas. One engine. Every gap accounted for.
You manage 30 accounts, 4 properties, and 2 vehicles. What are you missing?
I'm on top of things — until I'm not. Something always slips through because there's no single place that connects it all.
What PAM does
Maps every entity you own, owe, or operate into a single relational model
Gaps surface automatically when documents expire, go stale, or were never filed
Status cascades — sell a property and its insurance, tax, and maintenance gaps update instantly
Scoped share links let your accountant, attorney, or spouse see exactly what they need
Gap alerts
Vehicle registration expired 12 days ago
Home insurance renewal missing
Federal tax return filed
3 LLCs, 8 clients, tax season in 6 weeks. What's filed? What's not?
I run two businesses alongside my personal life. My accountant asks for things I can never find. Tax season is three months of panic.
What PAM does
Maps personal and business entities side by side — one model, no silos
Tax documents tracked by entity, year, and type — 1099s, K-1s, W-2s, all accounted for
Gaps trigger automatically when entity status changes — new LLC means new filing requirements
Share links for your accountant with field-level visibility — they see docs, not identifiers
Gap alerts
Annual report deadline — Delaware LLC
Operating agreement needs update
EIN confirmed
You just merged two lives. What legal and financial obligations did you miss?
We have separate accounts, separate insurance, separate tax filing. Now we're married and nothing's been consolidated. Who owns what? Who's on the mortgage?
What PAM does
Map both partners' entities and consolidate shared obligations — joint accounts, property, insurance
Legal cascades: marriage updates beneficiaries, insurance, wills, POA — all tracked automatically
Gap alerts
Health insurance beneficiary not updated
Joint account setup incomplete
Wills updated with spouse
Caregiving is hard enough without wondering if the insurance lapsed.
My mother has a house, a car, Medicare, three bank accounts, and no system. I'm managing her life on top of mine.
What PAM does
Organize a parent's or dependent's estate alongside your own — separate entities, shared engine
Medicare enrollment windows, supplement renewals, and prescription changes tracked automatically
Share links let siblings or care coordinators see the full picture without account takeover
Prescription and coverage gap alerts before they become emergencies
Gap alerts
Power of attorney missing
Medicare Part D renewal
SS award letter on file
Chronic illness, multiple specialists, insurance companies that don't talk to each other.
I'm managing three conditions with five specialists, four prescriptions, two insurance companies, and a long-term disability claim. Nobody has the full picture except me.
What PAM does
Map all providers, treatments, and medications in one relational system
Track insurance coverage, pre-auth deadlines, and coverage gaps automatically
Long-term disability filing and documentation — keep proof of ongoing treatment organized
Medical record checklist — know what's on file with each provider
Gap alerts
LT disability annual recertification due
Prior auth expires in 14 days
Recent labs from Dr. Chen on file
4 properties, 7 tenants, 28 documents per property per year. What's current?
Every property has its own insurance, tax records, and maintenance schedule. Multiply that by four and it's a full-time job just to stay compliant.
What PAM does
Each property tracked as its own entity with full document lifecycle
Lease expirations, insurance renewals, and inspection deadlines surfaced per unit
Tenant status changes cascade — vacancy triggers new lease gap, deposit tracking, turnover docs
One portfolio report across all properties — color-coded by urgency
Gap alerts
Landlord insurance Unit 3B expired
Lease renewal tenant J. Martinez
Fire inspection not scheduled
You just inherited a mess of documents. PAM tells you what's missing.
60 days to file probate. 90 days for creditors. I'm staring at a filing cabinet and a Google Drive with 3,000 files and no map.
What PAM does
Ingest an entire estate — drive, filing cabinet, wherever the documents live
Classify and compute gaps against estate settlement lifecycle rules automatically